There is more opportunity today than ever before for women to gain financial independence, yet the road there is still laden with obstacles. Women, now living five years longer than their male counterparts1, must take longevity into consideration. Acknowledging this longer lifespan may be compounded with lower earning power, higher lifetime health care costs and unplanned breaks from work, we believe it is particularly important for women to understand investment concepts and application in their portfolios. Women have an inherent arsenal of skills to make them well-suited for investing, in our opinion, and may even lend an upper hand in the long-term. We believe the key is working with an advisor to improve financial literacy, address budgetary shortcomings and realize innate strengths.